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Balance Transfer Credit Cards Australia

 

The following balance transfer credit cards are designed to help people consolidate their debt into one credit card, in turn saving money on interest charges etc. Most of the offers even offer a 0% introductory rate.

Compare balance transfer credit cards side by side to determine which credit card is right for you. Click the "apply here" button to apply with a secure connection directly from the credit card issuer. To view more balance transfer credit cards select a number at the bottom of the page.

American Express Gold® Card

American Express Gold® Card application
American Express Gold® Card read more>>
  • No Card annual fee for the first year, saving you $70.
  • Up to 55 days interest free credit on purchases1.
  • Option to join one of Australia's leading rewards programs, where $1 spent = 1 Membership Rewards™ point and there's no cap or expiry of points whilst your account is current2.
  • Transfer your credit card balance to a low rate of 6.99% for 6 months3 subject to our interest rate policy*.
  • An online fraud protection guarantee4.
  • Click here For Terms and Conditions.
Income Purchases Balance Transfers Annual Fee Interest Free Days Online Banking
$40,000.pa 12.99%1p.a 6.99% for 6 months first year free then $70* 55 Yes*

 

Qantas American Express® Ultimate Card

Qantas American Express® Ultimate Card
Qantas American Express® Ultimate Card read more>>
  • Earn 1.5 points for every dollar spent every day using your Credit Card
  • Earn 1 additional point¹ for every dollar spent on your Card in Australia on selected Qantas² services
  • Earn 1 additional point for every dollar spent in Australia on your Credit Card with a range of Qantas and American Express Bonus Partners.
  • No limit to the number of points you can earn
  • Automatic transfer of your points to your Qantas Frequent Flyer account
  • Enjoy a Qantas domestic Economy return flight3 between selected Australian capital cities every year when you spend on your Card in Australia on selected Qantas2 services
  • Enjoy 5,000 points after first spend plus an extra 2,500 points when you spend on your card in Australia on selected Qantas services2
  • Supplementary Cards at no additional cost
  • Click here For Terms and Conditions
Income Purchases Balance Transfers Annual Fee Interest Free Days Online Banking
$65,000.pa 17.74%4p.a 6.99%5 life of balance $395* 55 Yes*

 

ANZ First Card

ANZ First Card
ANZ First Card read more>>
  • A superior points conversion rate, where $1 spent1 = 1.5 Membership RewardsTM points2 = 1.5 Frequent Flyer points3 .
  • No limit on the amount of points you can earn, and your points never expire 4 .
  • No annual Card fee for the first year, saving you $192 p.a.
  • Automatic enrolment each year into Membership Rewards Ascent - a savings of $80 p.a.
  • Click here For Terms and Conditions
Income Purchases Balance Transfers Annual Fee Interest Free Days Online Banking
$15,000.pa 17.50%p.a 7.99% p.a.
for the first
6 months
$30 - $26 if linked to ANZ Access Account 44 Yes*

 

ANZ Frequent Flyer Card

ANZ Frequent Flyer Card
ANZ Frequent Flyer Card read more>>
  • A superior points conversion rate, where $1 spent1 = 1.5 Membership RewardsTM points2 = 1.5 Frequent Flyer points3 .
  • No limit on the amount of points you can earn, and your points never expire 4 .
  • No annual Card fee for the first year, saving you $192 p.a.
  • Automatic enrolment each year into Membership Rewards Ascent - a savings of $80 p.a.
  • Click here For Terms and Conditions
Income Purchases Balance Transfers Annual Fee Interest Free Days Online Banking
$15,000.pa 2.9% for first 12 months 18.99%p.a $95* 44 Yes*

 

Not finding the balance transfer credit card you are looking for click here to search for credit cards!

*see balance transfer credit card applications for terms and offers. Credit Wisdom provides the most up to date information possible. However all information is presented without warranty. By clicking the "apply here" button you can review the issuers terms and conditions.

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