Featured Articles

How credit card processing can help your business

In today’s world, credit card processing has become a need of every business for its growth and increased sale. If you are someone who has a business (land based or online) and wishes to boost up its sales and position among the competitors, beginning up with a credit card processing service is a good idea.

Learn more

Guidelines Regarding Ecommerce Credit Card Processing

When selling on internet, an online trader needs to have the service of credit card processing to facilitate it’s customers with easy online payment and to support the growth of its business.

Learn more

Instant Approval Credit Cards

Instant Approval Credit Cards

With instant approval credit cards usually you can apply online and recieve a response within minutes via email after filling out the issuers online credit card application. No more waiting for an answer get approved today!

Compare instant approval credit cards side by side to determine which credit card is right for you. Click the "apply here" button to apply with a secure connection directly from the credit card issuer. To view more instant approval credit cards select from the following links below.

CitiBusiness® Card


Apply now for: CitiBusiness® Card

The CitiBusiness® Card. The Card built for small businesses.

  • 0% APR on purchases and balance transfers for 12 months*
  • No annual fee
  • Business-size credit line
  • Free additional cards for employees with credit limits you set
  • Savings on everyday business purchases
  • Quarterly and annual account summaries

*See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 months 9.98% $0.00 Yes Good

AMEX – Blue Sky


Apply now for: AMEX – Blue Sky

Apply today for the Blue Sky card!

  • Earn points on everything you buy with the Card.
  • Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.
  • Earn 1 point for every dollar you spend
  • Travel anytime: No blackout dates or restrictions
  • No annual fee and 0% intro APR for 6 months
  • World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
  • Express Approval. Get a decision in less than 60 seconds.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months 10.99% -15.99% $0.00 Yes Good

Chase FreedomSM Credit Card


Apply now for: Chase FreedomSM Credit Card

The Chase FreedomSM Credit Card is the only card that gives you triple rewards where you spend the most. Automatically.

  • $50 Cash Back after 1st purchase*
  • 3% Cash Back where you spend most!*
  • Earn 1% on all other purchases!
  • No Annual Fee

*See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.99% $0.00 Yes Good

AMEX – Business Green Rewards Card from OPEN : The Small Business Team


Apply now for: AMEX – Business Green Rewards Card from OPEN : The Small Business Team

Apply today for the Business Green Rewards Card!

  • Receive 5,000 bonus points on your first purchase
  • No pre-set spending limit* or finance charges
  • Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • No annual fee for the first year - a savings of $95

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $95.00 Yes Good

Chase Platinum Visa® Card


Apply now for: Chase Platinum Visa® Card

Great Rates. Full Platinum Privileges. Apply Now for the Chase Platinum Visa® card with no annual fee. Consolidate your high interest credit card bills and save with great low rates. Transfer the balances from your higher interest rate accounts to your new Chase Platinum Visa Card and save money while receiving the Platinum privileges you deserve.

  • 0% Intro APR for up to 12 months*
  • No Annual Fee
  • FREE Online Account Access

*See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% up to 12 months 10.99% - 19.99% $0.00 Yes Good

AMEX – Blue Cash® for Business


Apply now for: AMEX – Blue Cash® for Business

Apply for the Blue Cash® for Business Card today!

  • Up to 5% Cash Back on virtually all purchases
  • No limit to the cash back you can earn
  • No annual fee
  • 0% Intro APR for first 6 months
  • Option to pay over time or pay in full
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Earn cash rewards on purchases made by Additional Cardholders

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00% 6 months 8.99% - 15.99% $0.00 Yes Good

Discover® MoreSM Card – American Flag


Apply now for: Discover® MoreSM Card – American Flag

Apply today for the Discover® MoreSM Card - American Flag!

  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
  • 0% Intro APR*

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months 10.99% $0.00 Yes Good

Discover® MotivaSM Card


Apply now for: Discover® MotivaSM Card

Apply today for the Discover® MotivaSM Card!

  • Cash Rewards for your good credit management!*
  • Pay-On-Time BonusSM equal to a full month’s interest
  • 5% to 20% Cashback Bonus® at top online retailers
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • No annual fee
  • Free payment by phone

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
3.9% 6 months 10.99% $0.00 Yes Good

IN:NYC® Card from American Express®


Apply now for: IN:NYC® Card from American Express®

Apply today for the IN:NYC® Card from American Express®!

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend in New York City.
  • Points have no expiration date and you can redeem points for rewards in New York.
  • 0% APR for 6 months
  • No Annual Fee

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months 9.99% - 16.99% $0.00 Yes Good

IN:LA® Card from American Express


Apply now for: IN:LA® Card from American Express

Apply today for the IN:LA® Card from American Express!

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not.
  • Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
  • 0% APR for 6 months
  • No Annual Fee

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months 9.99% - 16.99% $0.00 Yes Good

JetBlue Business Credit Card


Apply now for: JetBlue Business Credit Card

Apply today for the JetBlue Business Credit Card!

  • Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card
  • 50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase
  • Earn 1 Award Dollar for virtually every dollar you spend
  • Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
  • Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
  • Your TrueBlue® points don't expire when you use your Card
  • Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 15.99% $40.00 Yes Good

JetBlue Card from American Express®


Apply now for: JetBlue Card from American Express®

Apply today for the JetBlue Card from American Express®!

  • Get 50 TrueBlue® points after your first purchase - that's half way to an award flight!
  • TrueBlue points don't expire. Use your Card or fly JetBlue and we extend the life of your points for a full year
  • Earn one Award Dollar for virtually every dollar you spend
  • Earn Double Award Dollars on entertainment, leisure, travel and dining
  • 200 Award Dollars = 1 TrueBlue point and 100 TrueBlue points = one round trip flight
  • Express Approval. Get a decision in less than 60 seconds.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 15.99% $40.00 Yes Good

AMEX – IN:CHICAGO® Card from American Express


Apply now for: AMEX – IN:CHICAGO® Card from American Express

Apply today for the IN:CHICAGO® Card from American Express!

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Chicago or not.
  • Points have no expiration date and you can redeem points for rewards in Chicago, New York and Los Angeles.
  • 0% APR for 6 months
  • No Annual Fee

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months 9.99% - 16.99% $0.00 Yes Good

Gold Delta SkyMiles® Credit Card


Apply now for: Gold Delta SkyMiles® Credit Card

Apply today for the Gold Delta SkyMiles® Credit Card!

  • Earn 15,000 bonus SkyMiles® after your first purchase with the Card
  • Earn 2,500 bonus miles for adding an Additional Cardmember with their application
  • Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
  • Earn one SkyMile for virtually every dollar you spend
  • No annual fee for the first year, then $85: $30 if you are a qualified American Express Cardmember
  • Express Approval. Get a decision in less than 60 seconds.
  • Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
  • Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 15.99% $$95.00 Yes Good

One from American Express®


Apply now for: One from American Express®

Apply today for the One from American Express® card!

  • No Pre-Set Spending Limit
  • Get $50 after your first purchase
  • Earn a competitive Annual Percentage Yield (APY), currently 3.50% (variable rate as of 3/4/2008).
  • Never pay interest on new purchases
  • The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
  • No annual fee for the first year - A $35 savings
  • Express Approval. Get a decision in less than 60 seconds.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 11.99% - 13.99% $35.00 Yes Good


Not finding the instant approval credit card you are looking for click here to search for credit cards!

*see instant approval credit card applications for terms and offers. Credit Wisdom provides the most up to date information possible. However all information is presented without warranty. By clicking the "apply here" button you can review the issuers terms and conditions.

Back to Top


Credit Card News

Mobile credit card processing works for all.

The service of using a wireless technology for swiping credit cards for money transaction from anywhere and at anytime makes mobile credit card processing a great business tool for all kind of traders, and a useful shopping tool for their customers.

Learn more

Credit Card Processing Equipment

Credit card processing means the easy transaction of money during a buying and selling process in business or a trade. This mode of payment is done by swiping of credit card via a credit card machine, thus credit card processing equipment or machines complete the whole trend of credit card processing system.

Learn more